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// Student handbook

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New students
  • Incoming exchange students
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  • Student life and well-being
  • Student handbook
  • Study Coordinators
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  • Studies for exchange students
  • Visa and residence permit
  • Digistartti for new students
  • Checklist for new students
  • Smart Start - programme specific materials
  • New postgraduate student or top athlete
  • New non-degree student
  • Arriving on campus during Covid-19
  • Student card and student benefits
  • How to get a UEF username?
  • Starting your studies at UEF
  • Registration instructions for new students
  • Student tutoring
Minor studies and other study opportunities
  • Recognition of prior learning - RPL
  • Language and communication studies
  • Studies in internationalisation 1131020, 25-35 cp
  • University networks
  • Summer studies
  • Sports academy
  • JOO - flexible study right studies
  • Open university
  • Minor subject studies in the UEF
  • Specialisation studies
Career planning and job advisory
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  • Aarresaari
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  • Career and counselling services - contact information
Study skills - training and support
  • Language and communication studies
  • Information retrieval skills
  • Career planning
  • Other support for well-being in studies
  • SPSS and statistics
  • University Study Skills 8031003, 1 cp
  • University Computing Skills 8031006, 2 cp
Guides and instructions
  • Academic calendar
  • Student’s rights and obligations
  • Study guides
  • Data protection and processing of personal data
  • Data protection guide for students
  • Data protection and processing of personal data in UEF
  • Credits and grades
  • Completing courses
  • Signing up for courses
  • Transition period - completing studies
  • Thesis and maturity test
  • Studying and teaching arrangements during the coronavirus situation
  • University glossary
  • Theses
  • Information security guide
  • Recommendation on the use of social media
  • General information on the University of Eastern Finland (UEF)
  • Recognition of prior learning (RPL)
  • Student guidelines on the practices of supported practical training
  • Study-related laws and regulations
  • Instructions for the IT Services’ software and IT services
  • Disclosing information from student register
  • Ethical guidelines for teaching and studying
  • Examinations
Forms and certificates
  • Forms and reporting of student exchange
  • Forms for incoming exchange students
  • Diploma Supplement
  • Degree certificates
  • Digitally signed transcript of records and certification of student status
  • Transcript of academic records and study certificate
  • Forms
Doctoral studies
  • Doctoral education at the University of Eastern Finland
  • Starting doctoral education
  • Doctoral curriculum and study requirements
  • Internationalisation in doctoral education
  • Guidance and support in doctoral education
  • Support for doctoral research
  • Funding of doctoral education
  • Wellbeing of doctoral researcher
  • Permission for public examination and pre-examination of doctoral dissertation
  • Layout and publishing of doctoral dissertation
  • Public examination and post-doctoral party
  • Doctoral diploma and graduation
  • Doctoral career and alumni activities
  • Employment of UEF doctoral graduates
  • Academic career
  • Career support
  • Alumni network
  • Doctoral conferment ceremony
Give us feedback
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  • How to improve Kamu?
Study right and registration
  • Registration
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  • Annual registration - enrolled students
  • Student Union membership fees
  • Registration of non-degree students
  • Suspending the studies
  • Extension to study right
  • Studies after graduation - continued study right
  • Renouncement of right to study
  • Degrees and study rights
  • Re-registration
  • Normative duration of studies
Study abroad
  • General information on student exchange and internationalisation
  • Applying and practical arrangements
  • News and events at UEF International Mobility Services
  • International traineeship
  • Nordic countries
  • Russia
  • Europe
  • Around the world
  • Internationalisation at home
  • Contact Information
  • International Mobility Services
  • Departmental coordinators of international matters at faculties
  • ISEP Exchange and ISEP Direct
  • north2north
  • Departmental coordinators of international matters at faculties
Student counselling
  • Language and communication studies
  • Study skills - training and support
  • Study skills and techniques
  • Student's obligations
  • Study Psychologist
Student life and well-being
  • Inappropriate treatment and harassment
  • Campuses and campus cities
  • Financing the studies
  • Student well-being work at UEF
  • Accessible studies
  • Unsuitability to study - the SORA legislation
  • Other social benefits for students
  • Student health care
  • Campus pastors
  • Campus restaurants and lunch menus
  • Kela financial aid for students
  • Substance abuse programme for students
  • Safety and security
  • Equality
  • Student sports services
  • Insurance cover for students
  • Student housing
  • Providers of help
  • Student Union ISYY and campus activities
Tools for students
  • E-tools and e-services
  • Student support services - Oppari
  • Facilities for teaching and studying
  • Electronic examination
  • How to use the special purposes examination facilities?
  • Electronic exams: facilities and practices
  • Personal access badge to electronic exam facilities
  • Electronic exam: instructions for students
  • Zoom
  • Support Channels for Students
  • Student communications
  • Media
  • Digital environment
  • UEF e-Services
  • ePortfolio service
  • Timetables - Lukari
  • Moodle
  • Email
  • Printing, copying, and scanning
  • Web survey forms
  • UEF library
  • Wireless networks, WiFi
  • Office 365
  • Have a say and give feedback
  • Download Tuudo, the mobile app for students
  • Academic calendar
  • Electronic plagiarism detection tool
  • Student register - WebOodi
Graduation
  • Before departure - checklist for exchange students
  • Thesis submission and evaluation
  • Alumni
  • General instructions related to graduation
Faculty-specific instructions
  • Philosophical Faculty instructions
  • Faculty of Social Sciences and Business Studies instructions
  • Faculty of Science and Forestry instructions
  • Faculty of Health Sciences instructions
Any questions?
  1. Frontpage
  2. Student handbook
  3. Student life and well-being
  4. Insurance cover for students

Insurance cover for students

health insurance for incoming international students

EU citizens
All the citizens of the EU countries (opens in a new tab) and Iceland, Lichtenstein, Norway and Switzerland should have the European Health Insurance Card (opens in a new tab) when they arrive in Finland. This card gives access to medically necessary public health care during a temporary stay in Finland.  In addition to this card the student always needs a travel insurance.

Non-EU citizens
Students from non-EU/EEA countries must have a health insurance and a travel insurance.

A health insurance is a requirement for obtaining a residence permit for studies.  The health insurance must be obtained prior to applying for a residence permit and it must be valid upon entry to Finland.

Students applying for an extension to their residence permit must also have appropriate health insurance. The insurance must be valid throughout the entire stay in Finland.

The insurance deductible may not be more that 300 €. If  you study in Finland less that two years, your insurance must cover medical expenses up to 120,000 €. If you study in Finland for at least two years, your insurance cover must be up to 40,000 € for medical expenses.

You can choose where to buy your insurance. Here are a few international insurance companies recommended by the Finnish Immigration Service:

  • AON Students Insurance (opens in a new tab)
  • Assurances Courtages et Services, ACS (opens in a new tab)
  • International Student Insurance (opens in a new tab)
  • Student Insurance Program (SIP) (opens in a new tab)

When you apply for the residence permit, the Finnish Immigration Service (opens in a new tab) will assess each insurance policy and its terms and conditions individually.

NOTE: Bachelor’s and Master’s students have the right to use Finnish Student Health Service (FSHS/YTHS), but this does not exclude a student from having to take out the health insurance.

university’s accident policy

Students completing a degree at the University of Eastern Finland are covered under the university’s accident insurance policy, which is compliant with the Act on Studies-related Accidents. The insurance covers accidents that have occurred in conditions typical of studying during a person’s participation in practical teaching that can be paralleled with work or in an unpaid internship which is compliant with the curriculum or the basics of the degree, either within the institution or at an external host organisation.

The statutory accident insurance policy does not cover accidents occurring during lectures, breaks or on the regular way to or from the university. As regards internships, the insurance policy only covers unpaid internships. If the student receives salary during the internship, the student will be covered under the accident insurance policy of the employer. Non-Finnish students are covered under the insurance policy in Finland irrespective of their nationality, provided that they have enrolled as degree-seeking students at a Finnish educational institution.

The insurance policy is in force everywhere in the world. The accident insurance policy is also in force during a degree-related practical training abroad, provided that the training abroad is included in the student’s curriculum at the University of Eastern Finland. However, it is important to notice that the insurance policy is an accident insurance policy which is only in force as regards practical work. When travelling abroad, it is always recommended to take out a travel insurance policy which complements the insurance coverage also as regards travel illness, discontinuation, cancellation, and transportation back home.

The third party liability insurance policy of the University of Eastern Finland covers university students and exchange students as regards work in which they can be paralleled with university staff (i.e. they work under the supervision and instruction of the university’s hired staff).  The university’s third party liability insurance is not in force when the student’s internship takes place outside the university. Furthermore, university’s own students who have gone on exchange are not covered under the third party liability insurance.

Further information on matters relating to accidents of students:

  • Joensuu Campus: Kari Reinikainen
  • Kuopio Campus: Riitta Meuronen
accident insurance insurance policy liability insurance health insurance travel insurance insurance cover

See also these

Campuses and campus cities

Financing the studies

Student well-being work at UEF

Accessible studies

Unsuitability to study - the SORA legislation

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